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Terms and Conditions

Terms and Conditions

In using this web site, you agree to be bound by the Terms and Conditions set out below. If you do not accept these Terms and Conditions you may not access or use this site

1. Definitions
“Content” means all information, data, text, software, music, sound, photographs, graphics, video, messages or other material.
“You/Your” means you, the user of this web site.
“We/Us/Our” means the No Baby No Pay who provides this web site.

2. Third Party Web Sites
You agree that We are not responsible for, nor do We endorse, any third party web sites or Content which You access in the course of using the web site. This includes any reliance upon or offense taken/caused by content, advertising, products or services accessed.

3. Web Site Content
We accept no liability for any Content contained on the web site. We do not guarantee the accuracy, integrity or quality of Content. You alone are responsible for the Content of your postings and any consequences of any such postings.

4. Site Operator Liability and Indemnity
We shall not be liable for any damages, including without limitation, indirect or consequential damages, howsoever arising out of Your use of this web site or in respect of any of your actions or omissions taken in reliance on any information contained on this web site or any web site to which this web site is linked.

5. Modifications to Web Site
We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the web site (or any part thereof) with or without notice. You agree that We shall not be liable to you or to any third party for any modification, suspension or discontinuance of the web site.

6. Amendments to these Terms and Conditions
We reserve the right, at any time, to modify, amend or update these terms and conditions without notice.

7. Refund Policy
At Diamond Ideas Ltd we do our best to make sure our seminars and products are described and represented accurately. There is no return or exchange, or refund available simply if you change your mind. You will have statutory rights under the Consumer Guarantees Act 1993. Any refunds made will be made directly to the credit card that was charged during the original transaction. Alternative arrangements must be requested in writing. All refunds will be made in New Zealand Dollars.